Blog

Applying For Credit When Changing Your Career

Changing careers can make getting approved for credit more difficult. Be prepared!

Borrowers who are transitioning careers may find that it’s more difficult to get credit unless they plan for the “in-between” phase. That phase can take the form of moving from college to a new career, making...
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Bankruptcy and Buying A New Home

Last month we covered the pros and cons to filing bankruptcy. For those who have filed bankruptcy in the past (or recently) it’s good to know what it takes to get approved for a new mortgage loan.   The first thing potential loan applicants should know is that the answer...
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Should I File for Bankruptcy?

There are pros and cons to filing for bankruptcy. Don't do it before educating yourself!

In cases where it may be necessary to consider filing bankruptcy, it’s a very good idea to weigh the pros and cons of doing so before committing to it. There are some popular...
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Should I Wait Seven Years for Collections to Fall Off?

Waiting for collections to fall off of your credit report seems like a great option. But there are pros and cons.

There are three major credit reporting agencies: Experian, TransUnion, and Equifax. They may be separate agencies, but they do the same thing-provide a record of credit...
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