Why Should You Care About Your Scores?

When will YOU realize how important your credit truly is?

Society is becoming dependent on using credit to make purchases and decisions. Did you know your credit is used for more than just getting a credit card or loan? Businesses want to know if you have good credit before they extend products or services to you.


Do not think since you're not looking to buy a house that your credit isn't important. Renting? Landlords use your credit to decide to rent to you. Landlords consider leases as a loan. You’re being loaned a place to live and the landlord wants to know you’ll pay it back! If you don't have good credit, you can get denied for an apartment.


Auto Loans
Unless you have the cash to purchase a car, you’ll need a loan. Your credit affects whether or not you qualify, and also the amount of your interest rate. Fewer lenders will work with you if you have bad credit and those that give you the time of day will charge a much higher interest rate on your auto loan. High interest, high payment... if you qualify.


Many employers now conduct credit checks. If you haven’t demonstrated financial responsibility, an employer might be hesitant to hire you. The employer might believe your level of debt is too high for the salary. Some employers check credit scores before giving a promotion or raise, especially for financial-related or executive positions.



It might be shocking that your credit is needed for utility service. Your electric company contends that you’re borrowing one month of electric service. So, before turning on your electricity, the company will check to see if you have good credit. This applies to most utility services including cable, telephone, water, and even cell phone.


Since credit is defined by how you’ve paid (or not paid) your bills in the past, many businesses :landlords, mortgage lenders, utility providers, and even employers use your credit to predict your future financial responsibility. Anytime you need to borrow money, or even services, your credit comes into play. This is why maintaining good credit is the most important thing you need to consider.


Waiting to see what happens with your credit and scores? Don't waste time!


Considering paying negative accounts on your credit to see if that helps? It will not be your best option!


Are you ready to improve your credit and increase your credit scores? We can help you!

Give us a call today for a free credit analysis and consultation!
(866) 217-9841

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MSI Credit Solutions logoMSI Credit Solutions provides superior credit restoration and comprehensive consulting services that are reliable and affordable.

*The information in this article has been provided strictly for educational purposes.

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