Removing Disputes
You have the right to dispute inaccuracies on your credit report. We help remove dispute statuses that may be holding back your financial goals.
Disputes Don't Hurt Your Credit
A common misconception is that disputing items on your credit report will negatively impact your score. This is false.
The Fair Debt Collection Practices Act (FDCPA) gives you the legal right to contest and verify debts. When inaccuracies are identified through disputes, they can be repaired — potentially raising your credit scores and improving your lending terms.
Your Legal Protections
FDCPA
Fair Debt Collection Practices Act — protects against abusive debt collection.
FCRA
Fair Credit Reporting Act — ensures accuracy and privacy of credit report information.
CROA
Credit Repair Organizations Act — protects consumers from credit repair fraud.
Disputes Blocking Your Loan Approval?
Mortgage underwriting may require dispute statuses to be removed before loan approval. Requirements vary by lender, but we can help resolve dispute-related obstacles quickly so you can move forward with your home purchase.
How We Remove Disputes
Our proven three-step process to resolve and remove dispute statuses from your credit reports.
Customized letters sent on your behalf directly to the credit bureaus and creditors.
Fax
Letters sent via fax and mail simultaneously for faster processing and documented delivery.
Phone
Our client support specialists contact the credit bureaus directly for the fastest resolution.
Get a Free Consultation
Let us review your credit reports and determine the best strategy for removing disputes and improving your scores.