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About Us

MSI Credit Solutions

Reliable, Affordable Credit Restoration Services

Our Mission

“Improving Your Life By Repairing Your Credit”

MSI Credit Solutions is determined to make a positive difference in the lives of our clients by helping them improve their credit score, and by providing them with the knowledge to make better financial decisions.

Our Story

How It All Started

In 2005, Ricardo Mendiola decided that it was time for a change. During this time, he encountered an individual that worked for a credit repair company who offered him some valuable advice.

After enrolling in a credit repair program, Ricardo was able to purchase his first home and a new car by November 2005. This life-changing experience inspired him to help others achieve the same financial freedom.

In December 2006, Ricardo founded MSI Credit Solutions as a privately held company offering reliable, affordable credit repair with expertise in credit restoration, collections, and consulting. Today, MSI Credit Solutions serves clients nationwide and has helped over 70,000 individuals take control of their credit.

Terry Barnes and Ricardo Mendiola, founders of MSI Credit Solutions
19+
Years in Business
70,000+
Satisfied Clients
1,692,228+
Items Removed
$4,544,098
Debt Removed
Recognition

Awards & Media Features

Our commitment to excellence has earned us recognition from industry leaders and media outlets.

MSI Credit Solutions media features and recognition

Why Choose MSI Credit Solutions

Fully Compliant
Operate in compliance with all applicable federal and state laws
Registered & Bonded
Registered with Texas Secretary of State, 100% bonded
Nationwide Service
Serving clients across the U.S. (excluding GA, KS, LA, SC, VT)
Se Habla Español
Bilingual services available for Spanish-speaking clients
4.8★ on Google
4,500+ reviews across Google, Facebook & Trustpilot
Industry Veterans
Over 19 years of credit restoration experience
Our Team

Meet the Leadership

The experienced team behind MSI Credit Solutions.

Ricardo Mendiola - CEO / Founder

Ricardo Mendiola

CEO / Founder

Founded MSI Credit Solutions in 2006 with a vision to make reliable, affordable credit repair accessible to everyone.

Terry Barnes - Owner / CTO

Terry Barnes

Owner / CTO

Leads the technology and operations strategy, ensuring MSI Credit Solutions stays at the forefront of credit repair innovation.

Vanica Anguiano - Director of Operations

Vanica Anguiano

Director of Operations

Oversees day-to-day operations and ensures every client receives exceptional service throughout their credit repair journey.

Ready to Take Control of Your Credit?

Join thousands of satisfied clients who have improved their credit scores with MSI Credit Solutions.

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