23 Derogatory Items

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23 Derogatory Items divided into groups

  1. Late Payments
  2. Public Records
  1. Collections
  2. Repossessions/Foreclosures

1. Late Payments: 

  • 30 Late Payments
  • 60 Day Late Payments
  • 90 Day Late Payments
  • 120 Day Late Payments

3. Collections:

  • Outstanding Collections
  • Paid Collections
  • Outstanding Profit & Loss
  • Paid Profit & Loss
  • Outstanding Charge Offs
  • Paid Charge Offs

2. Public Records: 

  • Outstanding Judgement
  • Paid Judgement
  • Outstanding Tax Lien
  • Paid Tax Lien
  • Chapter 7 Bankruptcy Discharged
  • Chapter 7 Bankruptcy Dismissed
  • Chapter 13 Bankruptcy Discharged
  • Chapter 13 Bankruptcy Dismissed
  • Redeemed Repossession

4. Repossessions / Foreclosures: 

  • Outstanding Foreclosure
  • Paid Foreclosure
  • Outstanding Repossession
  • Paid Repossession