Meet One of MSI Credit's Trusted Partners
Every month MSI Credit Solutions will be spotlighting trusted partners who offer services in the DFW area. Additionally we will share educational tips relating to our partners' industry. This month we feature Patricia Mendiola.
About Patricia Mendiola - Dedicated to Finding the Right Loans for You
Many loan officers can get you a loan, but Patricia's mission is to get you the right loan. During her many years in the mortgage industry, she has shared her expertise to personally assist hundreds of families with responsible and affordable home financing. Ensuring that you make the right choice for you and your family is her ultimate goal. She is committed to providing her customers with personalized mortgage services and expert advice that exceeds expectations every time.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your decision. Market conditions and mortgage programs change frequently, and she welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Patricia offers competitive rates with in-house processing, underwriting and closing.
What are Patricia's Credentials?
Patricia is well versed in all types of mortgages. As a former Underwriter, she knows lending guidelines inside and out! She has an extensive background assisting first time home buyers, high net worth borrowers and self-employed borrowers.
She holds a great deal of experience in:
- Conventional loans
- Government loans
- Investment properties
- Lot loans (developed/raw)
- Construction loans
- Non-conventional lending
Patricia has an educational background in business, earning her bachelor's degree at University of North Texas and graduate education at University of Texas at Dallas. Patricia was born in Austria, Vienna and was raised in Plano, Texas. She now lives in Frisco, Texas with her loving husband, daughter, and two beloved dogs. They enjoy staying active by biking, hiking, and running. When time allows, they love to travel to new places and spaces. On her free time, she enjoys spending time with her family and friends.
What Can a Professional Lender Do For You?
Selecting a lender offering the lowest interest rate is one of the biggest things consumers look for during the homebuying process. Simply put though, as with any other service industry, you get what you pay for. There is a lot more that goes into selecting a lender than just low rates and low monthly payments. Ensure that you are receiving a HIGH level of services with the lender you select.
Your lender should provide you guidance through the homebuying process! This guidance will include some of the following and more:
- A credit check. A better report equals a better chance of approval.
- Review of debt-to-income ratio. Low debts and a high income will allow you to qualify for more of a loan.
- Review of employment history.
- Provide checklist of needed documents.
- Provide a loan estimate, to prepare for estimated costs needed at closing.
- And more...
Overall good communication is also a must from both you and your lender to ensure for a stress free process. Your lender, in conjunction with your realtor, will be your guiding forces throughout the homebuying process. Check out some of our previous segments to learn more about the homebuying process.
https://msicredit.com/time-home-buyer-checklist-qualifying-home-purchase/
https://msicredit.com/factors-considered-applying-mortgage/
MSI Credit Solutions provides superior credit restoration and comprehensive consulting services that are reliable and affordable. For any questions or to schedule a free credit consultation, contact us at (866) 217-9841.
*The information in this article has been provided strictly for educational purposes.
