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Upfront Fees

Credit Repair Organization Act

States that a credit repair company cannot charge upfront fees.

We can only charge until after we’ve performed promised service.

What does MSI do?

MSI charges in arrears. We charge after services have been performed. This is the same month to month. This is the reason why our consultation is free.

FTC & CFPB

Government agencies that govern credit repair companies.

MSI Business Model

• Work on their file
• Tell them what we’re going to do
• Then we charge them