Big news for Texas students! Gov. Greg Abbott has officially signed HB 27 into law, requiring all high school students (Starting with the Class of 2030) to complete a standalone personal financial literacy course in order to graduate.
Before, financial topics were just a small part of economics classes. Now, students will receive real-world lessons on budgeting, saving, credit, loans, investing, and more skills that will actually help them thrive after graduation.
1️⃣ Why This Law is a Game-Changer
Texas joins 28 other states with similar requirements, but this is one of the most comprehensive moves yet. The bill passed with massive bipartisan support: 140–1 in the House 🗳️.
The change starts for 9th graders in the 2025–2026 school year, impacting the Class of 2030 and beyond.
2️⃣ What Students Will Learn
🎓 A dedicated, half-credit personal finance course separate from economics.
💡 Guidance on credit management, debt avoidance, and smart money habits.
📚 Access to free, state-approved curriculum from the Texas Education Agency.
3️⃣ Why Financial Literacy is a Life Skill
Too many young adults graduate with no idea how credit scores work, leaving them vulnerable to predatory loans and high-interest debt.
HB 27 gives every student, no matter their background, access to essential financial skills.
These lessons can help students avoid debt traps, build strong credit early, and set themselves up for long-term success.
4️⃣ Who Benefits Most
👩🎓 Students: Gain confidence managing money before facing real-world financial decisions.
👨🦰 Parents: Peace of mind knowing their kids are graduating with practical skills for adulthood.
🏫 Schools: Receive state-supported resources for smooth curriculum rollout.
💡 MSI Credit Solutions Insight
At MSI Credit Solutions, we believe financial literacy shouldn’t wait until senior year, and it’s never too late to start. Whether you’re a student, parent, or already in the workforce, our experts can help you understand your credit, boost your score, and protect your financial future. 📈💪
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