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Spanish blog
Michelle Foreman

Ahorrar y Planificar para las Fiestas Navideñas

La temporada navideña es un tiempo para la alegría, el dar, y la creación de recuerdos con familiares y amigos. Pero seamos realistas: entre las compras de regalos, las comidas festivas y los planes de viaje, los gastos pueden acumularse rápidamente.

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blog
Michelle Foreman

Saving and Budgeting for the Holidays

The holiday season is a time for joy, giving, and creating memories with family and friends. But let’s face it—between gift shopping, festive meals, and travel plans, the expenses can quickly add up. Without careful planning, your holiday cheer can quickly turn into financial stress.

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blog
Michelle Foreman

The Difference Between Credit and Debit Cards

When it comes to managing your finances, two of the most commonly used payment methods are credit and debit cards. While they may look similar and even serve the same purpose — allowing you to make purchases — they function in very different ways.

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blog
Michelle Foreman

Building Credit Without a Credit Card

Building a solid credit history is one of the most important steps toward achieving financial stability. While credit cards are often thought of as the primary tool for establishing and improving credit, they’re not the only option. In fact, there are several ways to build your credit without ever using a credit card. If you’re looking to build or improve your credit score without relying on plastic, here are some effective strategies you can consider.

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blog
Michelle Foreman

Entendiendo las Cartas de Tácticas de Dilación: Lo Que Necesitas Saber

Una carta de táctica de dilación es un tipo de comunicación que los acreedores o los cobradores de deudas pueden enviar en respuesta a una solicitud de información, una disputa o un plan de pago. Estas cartas suelen incluir un lenguaje vago y poco comprometido, diseñado para retrasar la resolución de tu problema o solicitud. A menudo dan la apariencia de ser útiles o receptivas, pero, en realidad, su único propósito es ganar más tiempo o desalentar una acción adicional.

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