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Last month we covered the pros and cons to filing bankruptcy. For those who have filed bankruptcy in the past (or recently) it’s good to know what it takes to get approved for a new mortgage loan.   The first thing potential loan applicants should know is that the answer...

There are pros and cons to filing for bankruptcy. Don't do it before educating yourself!

In cases where it may be necessary to consider filing bankruptcy, it’s a very good idea to weigh the pros and cons of doing so before committing to it. There are some popular...

Waiting for collections to fall off of your credit report seems like a great option. But there are pros and cons.

There are three major credit reporting agencies: Experian, TransUnion, and Equifax. They may be separate agencies, but they do the same thing-provide a record of credit...

Lenders don't just look at credit scores. They also look at your debts.

When filling out a major credit application, the lender checks your FICO scores. Your scores aren’t the only factor that can affect your application. Your credit history, the amount of debt you have, and the...