Should I File for Bankruptcy?
Should I Wait Seven Years for Collections to Fall Off?
Waiting for collections to fall off of your credit report seems like a great option. But there are pros and cons.
There are three major credit reporting agencies: Experian, TransUnion, and Equifax. They may be separate agencies, but they do the same thing-provide a record of credit...Debt, Credit Scores, and Loan Applications
Lenders don't just look at credit scores. They also look at your debts.
When filling out a major credit application, the lender checks your FICO scores. Your scores aren’t the only factor that can affect your application. Your credit history, the amount of debt you have, and the...Identity Theft And Credit Reports: What You Should Know
