Blog

Lenders don't just look at credit scores. They also look at your debts.

When filling out a major credit application, the lender checks your FICO scores. Your scores aren’t the only factor that can affect your application. Your credit history, the amount of debt you have, and the...

Identity theft can hurt your credit score.

Identity theft can be a serious problem for those trying to apply for new lines of credit. Many people don’t learn about identity theft problems until they decide to review their credit reports ahead of a loan application. Fixing these issues...

The Option Period Can Help You Avoid Making a Bad Home Buying Decision.

Last month we covered the benefits of hiring a realtor. By now, you should have a home picked out and your realtor should be preparing an offer. Included in your offer will be an...

The advantages of buying and owning a home are numerous, and some of them aren’t as obvious as you might think. Purchasing a home is a big move in terms of your credit rating and credit history. The borrower who gets approved for a mortgage...