What is Credit History?

Your credit history is a record of your credit accounts. The credit bureaus Experian, Equifax and Transunion each keep detailed records of your accounts and payment history. This information becomes especially important when you apply for new lines of credit such as credit cards, loans and mortgages. How do credit bureaus...
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What if you lost 25% of your income?

When an account goes to collections there is a specified amount of time a collector has before they can no longer take legal action against you. This is called the Statute of Limitations (SOL). You can find the SOL in your state here. What can happen if it’s...
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