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If you should ever find yourself in a position where an account falls behind and you can no longer make the payments it is best to try and address the account before it moves through the phases of collections. Speak with your lender as soon as possible...

Did the title sum it up? Procrastination. Let’s face it, if there are credit issues in some sense there has been procrastination. Maybe it was beyond your control. That is the case for a lot of our clients. Medical hardship and focusing on living expenses causes you to...

If you were referred to MSI by your lender it has cost you the home loan you were attempting to get, but that does not apply to what you are paying out of pocket today. Did you know your insurance rates can be based off of your credit...

Don’t fall for credit myths! We all know a neighbor, relative or friend who will share “great” credit knowledge that they heard. Keep in mind though just as other subjects credit also has its myths. Today we will be busting these myths and share tips on what...