Credit Education Center

Credit repair involves reviewing your credit reports from all three bureaus (Equifax, Experian, and TransUnion) for inaccurate, unverifiable, or unfair negative items. We then leverage your rights under the Fair Credit Reporting Act (FCRA) to dispute these items directly with the credit bureaus and creditors on your behalf.

Most clients begin seeing improvements within 45-90 days after we submit disputes. Our average customer is enrolled in our services for six months. The duration of the program varies due to factors in each individual's report, such as the number of items and the response times from credit agencies. The duration of services will also depend on your personal goals. Review of your report during the free consultation will help with a better assessment of your time frame and goals.

Absolutely. Credit repair is 100% legal and is protected by federal law. The Credit Repair Organizations Act (CROA) establishes your right to hire a company to help you dispute inaccurate information on your credit reports. You also have the right to dispute items on your own under the FCRA.

We can dispute late payments, collections, charge-offs, repossessions, foreclosures, bankruptcies, tax liens, and judgments. Any item that is inaccurate, unverifiable, or reported unfairly can potentially be removed from your credit reports.

We offer competitive pricing with no hidden fees. Your investment depends on the complexity of your credit situation. We provide a free consultation to assess your credit reports and recommend the best plan for your needs. Contact us to learn about our current pricing options.

With over 19 years of experience and more than 70,000 satisfied clients, MSI Credit Solutions has a proven track record. We take a personalized approach to each client, combining expert knowledge of consumer protection laws with aggressive dispute strategies to maximize results.