Category Archives: Credit Repair Services

5 Ways to Minimize Being Upside Down on a Car Loan

What does it mean to be "upside down" on your car loan?

Being “upside down” on your car loan simply means the present value of the car purchased is lower than the present amount owed on the loan. For example, you buy a car for $13,000. A year...
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Credit Inquiries: What You Need to Know

Understanding how credit works can be tricky. One good example? Credit inquiries.   What Is a Hard Inquiry? A hard inquiry occurs when an individual applies for any type of credit.  So why should you be concerned about a hard inquiry? This type of credit report check will lower your credit...
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Common Credit Card Mistakes Made by New Borrowers

A Little Planning Can Save You Money and Keep Your Credit Score High

When entering the world of credit for the first time, new borrowers tend to make some common mistakes that can be easily avoided. Some mistakes cost you money, others hurt your credit score, but most...
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Applying For Credit When Changing Your Career

Changing careers can make getting approved for credit more difficult. Be prepared!

Borrowers who are transitioning careers may find that it’s more difficult to get credit unless they plan for the “in-between” phase. That phase can take the form of moving from college to a new career, making...
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