We’ve won the Angie’s List Super Service Award two years in a row! Dallas, TX based business, MSI Credit Solutions, has earned the 2017 Super Service Award from Angie’s List for the second year in a row! Angie’s List is an online marketplace and consumer review site. To earn the title of a Super Service Award, businesses must meet strict
What does it mean to be “upside down” on your car loan? Being “upside down” on your car loan simply means the present value of the car purchased is lower than the present amount owed on the loan. For example, you buy a car for $13,000. A year later the value of that car is estimated at $7,000 and you
What does it mean to be “upside down” on your car loan? Being “upside down” on your car loan simply means the present value of the car purchased is lower than the present amount owed on the loan. For example, you buy a car for $13,000. A year later the value of that car is estimated at $7,000 and you
Understanding how credit works can be tricky. One good example? Credit inquiries. What Is a Hard Inquiry? A hard inquiry occurs when an individual applies for any type of credit. So why should you be concerned about a hard inquiry? This type of credit report check will lower your credit score. Multiple credit inquiries, or certain types of recent inquiries
A Little Planning Can Save You Money and Keep Your Credit Score High When entering the world of credit for the first time, new borrowers tend to make some common mistakes that can be easily avoided. Some mistakes cost you money, others hurt your credit score, but most can be avoided with simple planning and taking extra time to read
Changing careers can make getting approved for credit more difficult. Be prepared! Borrowers who are transitioning careers may find that it’s more difficult to get credit unless they plan for the “in-between” phase. That phase can take the form of moving from college to a new career, making the switch between military and civilian life, or even retiring from the
Last month we covered the pros and cons to filing bankruptcy. For those who have filed bankruptcy in the past (or recently) it’s good to know what it takes to get approved for a new mortgage loan. The first thing potential loan applicants should know is that the answer depends greatly on several factors, but one of the most important ones
There are pros and cons to filing for bankruptcy. Don’t do it before educating yourself! In cases where it may be necessary to consider filing bankruptcy, it’s a very good idea to weigh the pros and cons of doing so before committing to it. There are some popular misconceptions about bankruptcy, and some not-so-well-known things about filing you should be
Waiting for collections to fall off of your credit report seems like a great option. But there are pros and cons. There are three major credit reporting agencies: Experian, TransUnion, and Equifax. They may be separate agencies, but they do the same thing-provide a record of credit histories and activities to both consumers and lenders. Negative accounts remain on file
Lenders don’t just look at credit scores. They also look at your debts. When filling out a major credit application, the lender checks your FICO scores. Your scores aren’t the only factor that can affect your application. Your credit history, the amount of debt you have, and the nature of it are also important. Too much credit card debt
Embarking on your financial journey as a young adult can be both exciting and challenging. At MSI Credit Solutions, we understand the importance of laying a solid foundation for your credit. In this guide, we’ll share invaluable credit-building strategies to set you on the path to a robust and promising financial future.
Navigating the complex terrain of credit reports is crucial for maintaining a healthy credit profile. At MSI Credit Solutions, we’re your beacon of financial wisdom. In this guide, we’ll unravel the intricacies of detecting and correcting errors on your credit report, empowering you to take control of your financial narrative.
Debt consolidation involves combining multiple debts into a single, more manageable form. This could mean consolidating credit card balances, loans, or other debts into one comprehensive loan.
Are you dreaming of that unforgettable vacation but worried about your financial situation holding you back? At MSI Credit Solutions, we understand the importance of financial freedom in making your travel dreams a reality. Let us guide you through the journey of budgeting for your dream vacation while leveraging the expertise of our credit repair services to maximize your financial potential.
The foundation of building credit lies in understanding the difference between installment and revolving lines of credit. Let’s break down their characteristics and how they impact your credit report.
At MSI Credit Solutions, we understand that effective communication with creditors can significantly impact your financial standing. Negotiating with creditors is not just about resolving outstanding issues; it’s about taking control of your financial narrative. Here are some valuable tips to guide you through successful negotiations and potentially improve your credit terms.
At MSI Credit Solutions, we understand the significance of this financial safety net and its impact on your overall financial well-being. Let’s explore why having an emergency fund is not just a recommendation but a key component of your financial toolkit.
Today, we’re diving into a crucial aspect of credit health – the often overlooked but powerful factor known as “credit mix.” At MSI Credit Solutions, we understand that a well-balanced credit profile can significantly impact your credit score. Let’s explore the ins and outs of the credit mix and how you can leverage it to boost your credit score.
Reality: Credit repair is a process, not an overnight solution. Legitimate credit repair involves assessing your credit report, disputing inaccuracies, and implementing sound financial practices. It takes time to see significant improvements.
Today, we’re here to debunk some of the most common credit repair myths and provide you with accurate insights to empower your financial journey. Myth #1: Credit Repair is a Quick Fix
Reality: Credit repair is a process, not an overnight solution. Legitimate credit repair involves assessing your credit report, disputing inaccuracies, and implementing sound financial practices. It takes time to see significant improvements.
¡Saludos de MSI Credit Solutions! Hoy nos embarcaremos en un viaje por el mundo de las tarjetas de crédito garantizadas. Ya sea que sea nuevo en el crédito o esté reconstruyendo su puntaje, comprender los pros y contras de las tarjetas de crédito garantizadas es un paso fundamental hacia el empoderamiento financiero.
Secured credit cards are valuable tools on your journey to credit success. At MSI Credit Solutions, we’re here to guide you through the intricacies of credit building. With the right knowledge and strategic financial moves, you can navigate the world of secured credit cards and pave the way to a stronger credit future.
A medida que los estudiantes se embarcan en el viaje de la educación superior, a menudo luchan con la intersección de los préstamos estudiantiles y el crédito. En MSI Credit Solutions, entendemos el papel fundamental que juega el crédito en la formación de futuros financieros. En esta guía completa, profundizamos en la intrincada relación entre los préstamos estudiantiles y el crédito, brindando información, estrategias y consejos de expertos para capacitar a los estudiantes y graduados en su camino financiero. ¡Prepárate, porque esto es largo!
MSI Credit Solutions leverages your consumer rights and works on your behalf to remove questionable negative items from your credit report, which increases your credit scores.
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