Mortgage Application Factor: Credit Report


Buying a Home is a Huge Investment. Make Sure You're Ready.

  Purchasing a house is the single largest purchase and investment you will make in your lifetime. When you are ready to apply for your mortgage, make sure that you are aware of all the factors that can...
Read more

Happy St. Patricks Day

St-Patricks-Post Happy St. Patricks Day! 

  Don't rely on luck alone to get you the credit you need. Check your credit report and dispute any inaccurate or unverifiable accounts that are holding your credit score back. Why should you dispute your...
Read more

How Does Paying Off Old Debt Affect My Credit?

Did you know that by paying a collection you are:
  1. Admitting fault and accepting the debt, therefore validating the account
  2. Lowering your score in the short term as the date of last activity is updated making the account look recent
  3. Updating the account to a paid collection, therefore the account...
Read more

Finances and Marriage: Active Accounts

In our previous segment we covered the first step, budgeting, in our Marriage and Finances blog series. Once a budget has been set this should allow for a bigger gap between your income and your spending. So what should be done with these additional funds? Today...
Read more