As if credit wasn’t hard enough to understand, consumers often face difficulties understanding differences between reports. We will be covering some of the main questions we face from our clients. Does pulling my credit report hurt my scores? This question will depend on what type of inquiry you are...Read more
Why You Should Avoid Collections
If you should ever find yourself in a position where an account falls behind and you can no longer make the payments it is best to try and address the account before it moves through the phases of collections. Speak with your lender as soon as possible...Read more
Procrastination: (I’ll add a real title later)
Did the title sum it up? Procrastination. Let’s face it, if there are credit issues in some sense there has been procrastination. Maybe it was beyond your control. That is the case for a lot of our clients. Medical hardship and focusing on living expenses causes you to...Read more
What is your credit costing you?
If you were referred to MSI by your lender it has cost you the home loan you were attempting to get, but that does not apply to what you are paying out of pocket today. Did you know your insurance rates can be based off of your credit...Read more