Blog

Rates were seeing all time lows, but they have been slowly going up since the start of this year. Rates are still fairly low (about 4.49% currently for a 30 Year FRM) which is why many are in a scramble of whether or not they should take...

As human beings we will come across hurdles and overcome them. As for your credit report though those hurdles can continue to reflect for up to seven years. Today we will cover some tips on how to avoid late payments overall and how to recover from them...

Continuing with last weeks post, today we will cover the damaging effects that late payments have on your credit. Late Fees Late payments will put more of a dent in your pocket with acquired late fees. Some late fees can cost you up to an additional $35! When you...

Your payment history is the biggest factor on your credit report. Payment history makes up 35% of your credit score. This determines your track record. Are you a responsible borrower, or a risky borrower? Lenders will look at this factor to determine the possible risk of you defaulting on...