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Did you know that by paying a collection you are:

1. Admitting fault and accepting the debt, therefore validating the account
2. Lowering your score in the short term as the date of last activity is updated making the account look recent
3. Updating the account to a paid collection, therefore the account...

In our previous segment we covered the first step, budgeting, in our Marriage and Finances blog series. Once a budget has been set this should allow for a bigger gap between your income and your spending. So what should be done with these additional funds? Today...